Does University of Calgary undergraduate student insurance cover counselling?

Student coverage › Alberta › University of Calgary, undergraduate students

Alberta · Student health plan

Does University of Calgary undergraduate student insurance cover counselling?

Yes, if you are enrolled in the student plan and have a physician's prescription or referral. Your plan reimburses up to $20 of each $150 session, up to $300 a year, so your cost is about $130 per session for roughly your first 15 sessions.

Checked 24 October 2026 · Plan year not stated on the plan page · Source: Alumo

Book a free 15-minute call

Your coverage at a glance

$20Coverage per session
$300Annual maximum
$130Your cost per session*
15Sessions covered per year*

*Rates reflect our $150 discounted student rate. “Your cost” is what is left after your plan pays its share; you would normally pay the $150 at the session and claim the plan’s share back. Coverage details are a general guide, so please confirm exact amounts with your plan.

What your plan says

Pays 80% up to $20 per visit, with a combined maximum of $300 each benefit year, for psychotherapists and counsellors, including registered social workers.

This page is for undergraduate students (Students' Union plan). See the plan page on Alumo.

Good to know

  • Your plan requires a physician's prescription or referral for mental health visits.
  • These figures apply if you are enrolled in the plan. Some students opt out, and some plan options pay differently.
  • The out-of-pocket estimate assumes the plan reimburses the amounts above. Ask us on the free call how receipts and billing work for your plan.

What happens next

1

Book a free 15-minute call. A short, low-pressure conversation to see whether we are the right fit.

2

Check your plan. We will go over your coverage with you, including receipts and referrals.

3

Start online sessions. By video or phone, 50 minutes, at a time that suits your timetable.

Book your free 15-minute callNo obligation to book anything afterwards.

About Sarah

Sarah Yousuf, MSW, RSW, is a registered social worker who offers faith-centred counselling to Muslim women, guided by the Qur’an and Sunnah and supported by evidence-based care. She works online across Ontario, Alberta and Saskatchewan, with anxiety, relationships, grief, student life and everything in between. Sarah is registered as a social worker in Alberta.

Common questions

Do I need a referral for counselling under the University of Calgary undergraduate plan?

Your plan requires a physician's prescription or referral for mental health visits. Confirm the details with your plan provider before your first session.

Will my family or my school know I am in counselling?

Sessions are confidential, within the limits of the law and professional standards. Sarah does not share what you talk about with your family or your school without your consent, except where she is required to for safety or by law. A claim shows your plan provider the date, the type of service and the amount, as with any health claim, but not what you talked about.

Who can book sessions with Sarah?

Sarah sees people who are located in Ontario, Alberta or Saskatchewan at the time of the session, online by video or phone. Sessions are 50 minutes, with 80 minutes available.

What if I have opted out of the plan, or my plan pays less than I expected?

Students can pay the $150 student rate directly. Book the free 15-minute call and we will talk through the options. If you are not sure whether you are enrolled, check with your students' union or plan provider.

If you need support right now: in Canada, call or text 9-8-8 (Suicide Crisis Helpline), free, any time. In an emergency, call 911. Counselling here is not a crisis service.

Not your school? See every school or use the coverage checker. More in Alberta: Alberta University of the Arts (AUArts) · Concordia University of Edmonton, domestic students · Keyano College · Lakeland College · Lethbridge Polytechnic · MacEwan University

© Bil-Iman Counselling. This page is general information, not a guarantee of coverage or a substitute for your plan documents. Questions? billings@bil-imancounselling.com

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